BMW Finance Programs
BMW Financial Services NA, Inc. provides vehicle financing in North America to BMW and BMW Motorcycle customers. They have over 300 employees managing a portfolio exceeding $10 billion and more than 300,000 accounts. They have built their business on dedication and commitment to BMW customers, their employees and the communities they call home.
Protect Your Investment
Additional Finance Options are also available to help protect your investment in either traditional finance or lease.
Benefits of Traditional Financing
When you finance your BMW through BMW Financial Services, you benefit from the fact that we love BMWs as much as you do. We know how well BMWs hold their value and how much fun they are to drive.
Simply decide on your dream BMW and let us provide flexible financing on the spot to help you drive it home. We offer you options to customize your loan precisely - low competitive rates, no down payment (subject to credit approval), terms up to 60 months, our OwnersChoice program, featuring low, lease-like monthly payments and financing for Certified Pre-Owned BMWs.
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Ownership
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When you finance the purchase of your new BMW, your name goes on the title. And when your loan period ends, you become the outright owner. You can sell your BMW or trade it in at any time. You can even trade it in on a leased BMW, using the value of the car to reduce your monthly payments.
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High resale value
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You will usually find the resale value is still quite high at the end of your loan period, which makes it especially valuable as a trade-in on a new BMW.
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No mileage restrictions
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When you purchase your BMW, there is no restriction on the number of miles you drive.
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Additional benefits
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As part of the BMW family, BMW Financial Services knows BMWs like no other lender. We've also designed our services to meet the expectations of BMW drivers. That's why you'll find our performance matches that of the cars we finance.
Sure, a Pre-Owned BMW is going to have a few more miles on it than a brand new one, but that doesn't mean we appreciate its value any less. Which is why we support Pre-Owned BMWs with the same competitive programs, excellent customer service and flexibility as our new cars.
You can finance a Certified Pre-Owned BMW for a term of up to 60 months with no down payment required (subject to credit approval). When you finance the purchase of your Pre-Owned BMW, your name goes on the title. And when your loan period ends, you become the outright owner. Also, when you finance through BMW Financial Services, you have the same two payment options (Advance payments and EasyPay) to make your financing easier.
European Delivery
European delivery makes it possible for you to pick up your new BMW in Germany, where much of Europe is only a day's drive away. All the same benefits, standards, and flexible terms of traditional retail financing apply.
Since we know BMW European Delivery inside and out, we offer the extra convenience that will make your trip to Germany and your drive through Europe to be the vacation of a lifetime. In fact, we make financing for European Delivery just as easy as for US delivery.
As part of the European delivery package, BMW NA offers full insurance coverage in all European countries and Turkey from 1 month to 1 year. (Cars financed by BMW Financial Services NA, Inc. are limited to 90 days maximum stay after delivery in Europe.)
College Graduate
There's no better or more exciting way to enter the "real" world than in a new or Certified Pre-Owned BMW. As a recent college graduate, the road ahead of you is wide open. BMW Financial Services can help you take to it in style by offering flexible financing and leasing packages that you don't need a degree in rocket science to appreciate.
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Here's what you get:
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A choice of purchase or lease plans on all new or Certified Pre-Owned BMWs three model years or newer.
Up to 60 month terms for both financing and lease agreements.
Competitive APR and leasing terms.
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Here's what you need to qualify:
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Graduation from an accredited college or university with a 4-year undergraduate or graduate degree earned within the past 12 months. (Degree verification required.)
Proof of employment and income.
Proof of auto insurance.
No adverse credit history.
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Here's what to do before we'll hand you the keys:
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Visit your BMW center for complete program information and details.